Local Triathlete Janelle Morrison interview

first_imgJanelle Morrison’s career is reaching new heights this year.The Fort St. John native has recently turned from an Amateur to a professional athlete, and is turning heads in the triathlon world.Building on her time of 9:59 at the 2008 Ironman Canada race (first place among Female Amateurs) Morrison was recently featured as the cover story in IMPACT Magazine.- Advertisement -Click below to listen to an interview with Morrison and Moose FM’s Jon Zacks. (runs 9:00) [asset|aid=1433|format=mp3player|formatter=asset_bonus|title=efbfc5094b7a0a6c31f6f414cb8815e0-Janelle-raw_1_Pub.mp3]last_img read more

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Daily News wins AP awards

first_imgDaily News columnist Dennis McCarthy and photographer Andy Holzman won Associated Press News Executive Council awards, the Associated Press said Sunday. McCarthy’s column entitled “Night of their lives” — about two special-needs high school seniors attending their prom — won in the local-column category. Holzman’s photo of a Boeing 747-replica being installed at the Airtel Hotel in Van Nuys won in the feature photography category. Editors from AP-member newspapers in Illinois chose the winners from more than 1,000 entries from California and Nevada. Awards in 59 categories will be presented at an evening dinner and ceremony to be held at 7 p.m. April 27 in the Pacific Ballroom of the Paradise Pier Hotel at the Disney Resort in Anaheim. 160Want local news?Sign up for the Localist and stay informed Something went wrong. Please try again.subscribeCongratulations! You’re all set!last_img read more

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“Way to burst their bubble!”: Spurs fans celebrate Eric Dier’s late winner against West Ham

first_img Eric Dier has already won over the Spurs faithful with a winner against West Ham 1 [View the story “Spurs fans react to Eric Dier’s winner v West Ham” on Storify]last_img

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Buyer Education Programs Liked In Theory Not In Practice

first_img April 4, 2017 650 Views Buyer Education Programs Liked In Theory, Not In Practice Buyer Education Home Prices 2017-04-04 Seth Welborn in Daily Dose, Data, Headlines, News, Originationcenter_img Do programs designed to teach low-income buyers actually help? According to Fannie Mae the answer is, not really. But they’re fixable.On Tuesday, Fannie released the results of its look into pre-purchase homeownership education programs geared toward making sure first-time and low-income buyers are “financially and emotionally prepared” for homeownership, and found the effects of such programs “unclear.”“For consumers looking to buy a home, pre-purchase homeownership education should help them to make informed decisions,” Fannie reported. “However, research results about the outcomes and effectiveness of pre-purchase homeownership education vary considerably.”Fannie’s study was designed to “identify gaps and opportunities to optimize participation.” Researchers found that while buyers and agents tends to think pre-purchase education about what the homebuying process is in theory valuable, almost no consumers and few professionals know what’s actually available in terms of education programs and materials.Fannie found that buyers overwhelmingly hold an “only when required” mindset, meaning they tend to stay away from anything they don’t have to do when in the purchase process. Borrowers frequently considered the programs “’another hoop to jump through’ during an already stressful time,” the report stated. Also from buyers: “It sounds like school and involves coming up with more money if a fee is involved.”Loan officers and real estate agents didn’t think much kinder toward the programs. According to the report, loan officers tend to see pre-purchase programs as just more work‒‒and more paperwork‒‒to deal with. Agents, similarly, feel like it’s just more to do and is not really their job to educate buyers in-depth about the mortgage process. Both sets of professionals said they worried that subjecting borrowers and buyers to the programs would just drive them to other offices.Theoretically, again, loan officers and agents see the value in educating borrowers. Because of this attitude, Fannie recommended not disposing of the programs, but rather smarter use of them. Better timing, at the prequalification phase, could go a long way, as could providing incentives for borrowers to take a program, Fannie said. Consumers who take the classes said they did so because they felt they had to, but not because they wanted to.Fannie also recommended that the onus be shifted to the loan officer and away from the agent, who steer buyers toward pre-purchase education programs. But agents, Fannie reported, “have no concrete incentive or motivation” to do so. “They view loan officers or mortgage brokers as experts on loan-related steps and process,” the report stated. “While it’s easy enough to suggest that [homeownership education] could be beneficial to some clients and seem caring and supportive in so doing, they have no leverage to require it.” Sharelast_img read more

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