“When you got here, it was like electricity for me because I knew that I had just met my husband. You embodied everything that I want in a man,” Crawley told Moss the next night. “I’m just so in love with the man that you are.”He then explained his love for her. “From the moment I stepped out of the limo, this was special,” he said. “I know without the shadow of a doubt that you would go to the end of the world for me and I’ve never had that. I’m so grateful for that. … I’ve thought a lot about my mother and what she would think about you. She would absolutely love you. All she’s ever wanted for me is someone who loves me unconditionally and who would be there for me no matter what. I know that I have that. And I love you.”She then whispered, “I love you too. … The best is yet to come,” before he got down on one knee to propose. “Put that ring on my finger, I’ve waited a lot of years for this,” she said. When he did, she then called herself “Clare Moss.”Clare Crawley’s engagement ring on ‘The Bachelorette’. ABC- Advertisement – – Advertisement – Clare Crawley’s journey may have been unconventional, but in the end — or, two weeks in — she got her happy ending. During the Thursday, November 5, episode of The Bachelorette, the 39-year-old hairdresser got engaged to Dale Moss!On the episode, Crawley chose to have more one-on-one time with Moss, 32, instead of having a rose ceremony with the other men. After dinner, the pair spent the night together and exchanged I love you’s, which she revealed to Chris Harrison the next morning. Then it was time for the final rose.Dale Moss proposes to Clare Crawley on ‘The Bachelorette’. ABC- Advertisement – Less than two weeks into filming, Us confirmed that Crawley had fallen in love and chosen to leave the show. As a result, ABC called Tayshia Adams to pick up where Crawley left off.Fans first met Crawley during season 18 of The Bachelor, which aired in 2014. She finished as the runner-up in the competition for Juan Pablo Galavis’ heart. Crawley subsequently appeared on seasons 1 and 2 of Bachelor in Paradise. While she didn’t find love in Mexico, she had short-lived success on The Bachelor Winter Games when she met Bachelorette Canada’s Benoit Beauséjour-Savard. While he proposed during a live February 2018 episode of the spinoff, they split that April.Listen to Here For the Right Reasons to get inside scoop about the Bachelor franchise and exclusive interviews from contestants! – Advertisement –
“The stress test will retrieve valuable information on the sensitivity of IORPs (Institutions for Occupational Retirement Provision), sponsoring undertakings and members and beneficiaries to such a scenario,” Bernardino said.The regulator said it was running the stress test and the quantitative assessment alongside each other to minimise the burden on IORPs.Both exercises will run until 10 August, the deadline for data to be submitted to the national supervisory authorities (NSAs).On 19 May, there will be a workshop with participating IORPs, and a Q&A procedure for the institutes will go on between May and August.From the end of August into September, EIOPA will then carry out what it described as a centralised quality assurance of all submissions, and finally, in December 2015, it will publish the results of the stress test analysis.The stress test exercise will be conducted in seventeen European countries and cover both defined benefit (DB) and defined contribution (DC) pensions.EIOPA said it would use the quantitative assessment to gather data from pension funds on the potential uses of its controversial holistic balance sheet (HBS) idea – which critics have said is too standardised – within an EU-wide supervisory framework.The outcomes would, it said, help EIOPA in further developing its advice to the European Commission on EU solvency rules for IORPs.At the same time, EIOPA has published responses to the consultation it launched last year addressing further work on the solvency of IORPs.Among other things, the paper discussed possible uses of the HBS, such as an instrument to set funding requirements.The responses reveal many negative reactions to this idea from the pensions industry.The UK’s BT Pension Scheme questioned whether EIOPA’s proposed one-size-fits-all approach was the best way forward.“Developing and complying with a mandatory and prescriptive regime predicated on the use of a holistic balance sheet will inevitably be time-consuming and costly for IORPs,” it said, adding that it did not see that this would lead to better outcomes for IORPs or their members than the processes already used locally.On the sponsor side, umbrella employers’ association Gesamtmetall in Germany described applying more solvency requirements to pension funds via a “Solvency II-like” approach using the HBS methodology as “objectively unnecessary and counter-productive”.Jerry Moriarty, chief executive of the Irish Association of Pension Funds, told IPE: “Like most people in the pensions industry, we struggle to see why EIOPA is proceeding with the stress tests, since the European Commission has taken the issue of solvency away from the IORP review that’s currently taking place.“It seems to us this is going to cause quite a bit of work and cost to schemes but doesn’t add anything to the protection of schemes across Europe, as it’s largely an academic exercise.” The European Insurance and Occupational Pensions Authority (EIOPA) has announced details of its first stress test for occupational pension funds, as well as a quantitative assessment of the solvency of the institutions.The stress test is aimed at judging how resilient pension funds are to tough market scenarios, as well as a longevity scenario, the EU regulator said.Gabriel Bernardino, chair at EIOPA, said: “Pension funds are already experiencing a challenging environment with low interest rates and rising life expectancy.”He described the long period of low interest rates – combined with the fall in asset prices as risk-on financial markets had been reappraised – as a key vulnerability for the occupational pensions sector.
African states want the United Nations to set up a trust fund to finance a force to fight Boko Haram in Nigeria and called on the international community to supply intelligence and equipment, according to a draft U.N. resolution. The draft U.N. Security Council text endorses the creation of a force by Nigeria and its neighbors Cameroon, Chad, Niger and Benin to take on Boko Haram. The 54-nation African Union has already approved a force of up to 10,000 troops.The text drafted by Chad, Nigeria and Cameroon, and obtained by Reuters, has not yet been circulated to the 15 Security Council members. Chad’s U.N. Ambassador Mahamat Cherif has said he hoped the council could vote on a resolution by end-March.